Web Site Privacy Policy
Corinthian Mortgage Corporation respects your privacy. We place a high priority on protecting any personal information you share with us.
We do not collect or store information about you when you are visiting our Web site, unless you identify yourself so that we can respond to an inquiry or request from you.
If you identify yourself when you contact us, various people may see
your information so we can help you with your inquiry or request.
Customer's information is handled in strict compliance with Federal and
State laws and regulations. To understand in greater detail how we
handle customer's personal identification information, read the
Customer
Privacy Policy below.
You have the right not to provide any personally identifying information
to us, however we may not be able to assist you with your inquiry or
request without that information.
Review
If you submit information to Corinthian Mortgage Corporation by use of
this website, you may request a review of that information by writing:
Corinthian Mortgage Corporation
Attn: Lori Wright
5750 West 95th St, Suite 155
Overland Park, Kansas 66207-2494
If you are a customer of Corinthian Mortgage Corporation your rights to
the review and correction of information are described in the Customer
Privacy Policy below.
E-Mail Security
If you are sending electronic mail to Corinthian Mortgage Corporation,
we want to remind you that e-mail is not necessarily secure against
interception. If your information is very sensitive, or includes
personal or confidential information -- such as your account number,
charge card information, or social security number -- you may want to
send it by way of postal mail to the address listed below.
Corinthian Mortgage Corporation
5750 West 95th St, Suite 155
Overland Park, Kansas, 66207-2494
[top].
Information Submission Security
Any portion of this web site which allows you to submit sensitive
information is protected by SSL encryption. This is an additional layer
of security to ensure the confidentiality of information passing between
your computer and the Corinthian Mortgage Corporation web site.
[top]
Web Statistics
We do collect and store information about your Internet connection when
you visit our Web site to read or download information. We use this
information to help stay abreast of technical upgrades that can make our
site more accessible to visitors and to record the date and time of your
visit to our site. The information is not connected with any personally
identifiable information.
[top]
Cookies
When browsing portions of this web site, a cookie -- a tiny piece of
information -- will be sent to your computer. In the secure sections of
the site this file is a technical requirement that establishes and
maintains a secure session so you can request information and conduct
business transactions. The cookie contains no confidential or personal
information and is not used to track your activity after leaving this
site. You may set your browser to reject cookies, however you will not
be able to use many portions of this web site.
[top]
Privacy at Third Party Sites
This web site contains links to other sites. Please be aware that we are
not responsible for the privacy practices of such other sites. We
encourage our users to be aware when they leave our site and to read the
privacy statements of each and every web site that collects personally
identifiable information. This privacy statement applies solely to
information collected by this Web site.
[top]
Corinthian Mortgage Corporation Customer Privacy Policy
At Corinthian Mortgage Corporation, our primary goal is to offer
customers superior service while providing the finest in products and
services to meet your financial needs. Information about you is
fundamental to our ability to provide these products and services. We
fully recognize the importance of keeping personal and account
information secure and confidential.
[top]
Definitions
Nonpublic personal information means information about you that we
collect in connection with providing a financial product or service to
you.
Nonpublic personal information does not include information that is
available from public sources, such as telephone directories or
government records.
An Affiliate is a company we own or control, a company that owns or
controls us, or a company that is owned and controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a company that is not an affiliate of
ours.
Opt out means a choice you can make to prevent certain sharing of
information.
[top]
Information we Collect
The information we collect is what is necessary or useful to providing
or offering financial products and services to you; to administer your
records, accounts and funds; and to comply with laws and regulations.
We collect nonpublic information about you from the following sources:
- Information we receive from you on applications or other forms, such as your name, address, email address, social security number, assets, income, and other debt,
- Information about your transactions and experiences with Corinthian Mortgage Corporation, our affiliates or others such as your account balance, payment history, and parties to transactions,
- Information we receive from consumer reporting agencies, such as your creditworthiness and credit history,
- Information we receive from public records and market research, such as demographic information, and
- Information requested from other parties, as authorized by you, such as verification of employment or verification of deposits.
Maintaining Security Procedures
We restrict the access to nonpublic personal information about you
to those employees who need to know that information to provide
products or services to you. We maintain physical, electronic, and
procedural safeguards that comply with federal standards to guard
your nonpublic personal information.
[top]
Disclosure to Affiliates
We currently do not disclose customer information to our affiliates,
other than disclosures permitted by law, such as your name, address
and facts about your transactions and experience with us (such as
your payment history and other transactions on your accounts with
us). However, in order to build a more complete financial
relationship with you, it is possible that we may share other
information we collect from you with our affiliates in the future.
This would allow us to provide you with access to other products and
services, and to maintain customer account information and process
transactions. Such affiliates may include financial service
providers, including banking, investment, mortgage and insurance
services.
The types of information that may be disclosed to our affiliates
include: those permitted by law as stated above and other
information as stated in the “Information We Collect”
section. If
you prefer that we not share your information with our affiliates in
the future you may opt out of those disclosures. That is, you may
direct us not to share your information with our affiliates (other
than the disclosures permitted by law). If you wish to opt out of
future disclosures to our affiliates, you may notify us by
completing the “Your Right to Choose” section and mailing it to us
at the address shown.
[top]
Disclosure With Nonaffiliated Third Parties As Permitted By Law
We are permitted by law to share all the information we collect, as
described above, with companies that perform marketing services on our behalf, and
with other financial institutions with whom we have joint marketing
arrangement.
For example, we may share information with financial service
providers with which we offer products such as credit cards. We may
also share all the information we collect with other nonaffiliated
third parties that assist us in preparing monthly statements,
processing and printing checks, and servicing loan accounts. These
other nonaffiliated third parties also include credit reporting
agencies to which we report information about your transactions with
us.
[top]
Disclosure of Information to Nonaffiliated Third Parties And Opt Out
Rights
We currently do not disclose your customer information to
nonaffiliated third parties unless it is at your request, or is
necessary to complete your transaction(s) with us, or as otherwise
permitted by law.
We do not sell customer lists.
In the future, in order to offer you a more complete range of
services, the possibility exists for us to share your information
with nonaffiliated third parties who may be able to offer services
at a substantial savings to you, such as discounted travel services,
shopping services, insurance products and other financial service
providers.
If you prefer that we not disclose nonpublic personal information
about you to nonaffiliated third parties in the future, you may opt out
of those disclosures. That is, you may direct us not to share your
information with other entities (other than the disclosures permitted by
law).
[top]
Your Right to Choose
We are dedicated to serving your needs and to respecting your
choices related to privacy.
If you wish to opt out of disclosures to nonaffiliated third parties
and or our affiliates, you may notify us by sending your
instructions to:
Corinthian Mortgage Corporation
Attn: Comliance
5750 West 95th Street, Suite 155
Overland Park, Kansas, 66207-2494
You may instruct us to:
- Not share nonpublic personal information with nonaffiliated third parties,
- Not share nonpublic personal information with Corinthian Mortgage Corporation affiliates, or
- Not to share nonpublic personal information with nonaffiliated third parties or among our affiliates, except as permitted by law.
Please be aware that if you choose not to permit us to share your information with others, we will still be permitted to disclose information in the special circumstances described above.
If you are joined by other parties on this transaction, your “opt out” request will also apply to the other parties. Be advised that you will receive annual notices regarding privacy as long as your account with us is open, due to federal regulations requiring annual delivery. If you have already chosen to opt out, there is no need to opt out again, as your choice will remain effective until revoked in writing.
[top]
Identity Theft
Identity theft is a serious and growing problem. If someone has fraudulently used your identification to establish credit, report the incident as quickly as possible to each of the credit reporting agencies listed below and ask that a fraud report be placed in your file.
Experian
888-397-3742
Equifax
800-525-6285
TransUnion
800-680-7289
Please note that this contact information is being provided as a
service to you. Corinthian Mortgage Corporation is not affiliated
with any of these services and cannot guarantee their effectiveness.
[top]
